Wema Bank USSD Code for Transfers, Airtime, and More
Wema Bank is one of Nigeria’s leading financial institutions. It is one of Nigeria’s oldest banks, established in 1945 and with a long history of providing financial services to ordinary residents. Customers can simply conduct transactions with Wema Bank USSD (Unstructured Supplementary Service Data) codes thanks to the newest financial technology.
Also, Wema Bank offers a wide range of services to its customers. The USSD codes from Wema Bank makes it easier to access a variety of services without having to visit the bank. The USSD code can be used to buy mobile airtime, check the balance of your bank account, transfer money, and perform other functions.
To Activate The Wema Bank USSD Code And Default PIN
To activate the Wema Bank USSD code and default PIN, use the phone number associated with your Wema Bank account and follow these steps: Dial *9455#, follow the prompts to activate the USSD codes and default PIN. The information that is required includes:
- Your Wema Bank account number.
- Your date of birth.
- Select a 4-digit PIN for future transactions using the USSD code.
- Verify your chosen PIN.
After you have completed these steps, your Wema Bank USSD code and default PIN should be active. You can then dial *945# to complete other operations, such as transfers to any account.
How to Create a PIN for Wema Bank transfer
To create a PIN for Wema Bank transfers, you can follow either of these steps utilizing your registered mobile number.
With the USSD menu:
- Dial *945# on your phone.
- Select option 5 for “Activation and PIN setup”.
- Enter your Wema Bank account number when prompted.
- Create a 4-digit PIN of your choice.
- Verify the PIN by entering it again.
With the shortcut USSD code:
- Dial *945*5#.
- Provide your Wema Bank account number.
- Enter your date of birth.
- Create a new four-digit PIN.
- Re-enter the PIN to confirm.
You must create a PIN that is easy for you to remember but difficult for others to guess. Do not make use of anniversaries, birthdays, and easily recognized numbers. If you suspect or see any kind of fraud, you can update your PIN by dialing *945*00# and follow the prompts.
How to register Wema Bank USSD code on Your Phone
To register the Wema Bank USSD code on your phone, you can follow these steps:
- Dial *945*01# on your phone
- Input Account Number
- Input Date of Birth (DD-MM-YYYY)
- Input a four-digit PIN of your choice
- Confirm your PIN.
Read also: How to Borrow Money from Opay
How to Set Up Wema Bank USSD Code Without ATM Card
To set up a Wema Bank USSD code without an ATM card:
- Dial *945# on the phone number linked to your bank account
- Follow the prompts
- Choose the account you want to use for transactions
- Select a PIN and confirm.
How To Reset Wema Bank USSD PIN
To reset the Wema Bank USSD PIN when forgotten or lost, you should:
- Dialing *945* on your phone keypad.
- Select “2” to reset your PIN or change your PIN.
- Enter the current PIN.
- Enter the new PIN and confirm.
Wema Bank USSD default PIN
Wema Bank has no default USSD PIN, but you can register for a USSD PIN by following these steps:
- Dial *945*01#
- Enter your account number
- Enter your date of birth (DD-MM-YYYY)
- Enter a 4-digit PIN of your choice
- Confirm your PIN
Read also: Easy Buy Phones and Prices
Wema Bank Transfer Codes To Another Bank
To transfer money from your Wema Bank account to another bank, such as the Guaranty Trust Bank, dial *945*account number*amount#. For example, if the GT Bank account number is 0502221461 and you need to transfer N10,000, dial *945*0502221461*10,000#.
Wema bank USSD Code for Transfer
Transferring money from your Wema Bank account using the USSD code is easy, dial *945*account number*amount#.
Wema Bank transfer Code to Opay
Transferring money from your Wema Bank to your Opay account is quite easy; you can use the Wema Bank USSD code, transfer app, visit the bank in person, or use Internet banking. Using the USSD code to transfer to Opay, From the phone number registered with your Wema Bank account, dial *945#
- Choose “Transfer Money” and then select “To other banks”.
- Choose “Opay” and follow the prompts to finalize the transfer. Meanwhile, if Opay is not among the options, type the first three letters (Opa) and it will pop up.
What Is the Wema Bank Code To Check Balance?
To check your account balance you can use the USSD service to get this done quickly, dial *945*0#. You will receive a message containing your account balance details.
What Is the Wema bank USSD code for getting a loan?
The Wema Bank USSD code for getting a loan is *945*65#. To get a loan, you can:
- Dial 94565# on your phone
- Follow the prompts
What Is the Wema bank USSD code to check the balance?
To check your account balance you can use the USSD service to get this done quickly, dial *945*0#. You will receive a message containing your account balance details.
What is the ALAT By Wema USSD code?
The ALAT by Wema Bank USSD code is *945#. This code can be used to perform different banking transactions, including:
- Sending money
- Buying airtime and data
- Opening a new account
- Managing your PIN
- Checking your account balance
- Paying bills
- Reactivating your account
- Restricting your account
- Managing your BVN
- Changing your primary account
To use the ALAT USSD code, you must:
- Have an account with the ALAT
- Register and activate the code on your phone.
Wema Bank USSD codes in Nigeria
Here are some USSD codes for Wema Bank in Nigeria:
| Function | USSD code |
| Account balance | *945*0# |
| Change PIN | *945*00# |
| Airtime (self): | *945*amount# |
| Airtime (others) | *945*phoneNo*amount# |
| Quick loan | *945*65# |
| BVN management | *945*4# |
| Account restriction | *945*911# |
| Account activation | *945*5# |
| Account opening | *945*1# |
These are Cable TV codes for Wema Bank:
| Function | USSD code |
| Cable TV menu | *945*10# |
| DStv | *945*11# and *945*11*smartcardNo# |
| GOtv | *945*12# and *945*12*smartcardNo# |
| Startimes | *945*13# and *945*13*smartcardNo# |
Electricity bill codes for different regions:
| Function | USSD code |
| Electricity bill | *945*24# |
| Kaduna | *945*31*meterno*amount# |
| Kano | *945*32*meterno*amount# |
| Port Harcourt | *945*33*meterno*amount# |
| Abuja | *945*28*meterno*amount# |
| Enugu | *945*29*meterno*amount# |
| Ikeja | *945*26*meterno*amount# |
| Ibadan | *945*27*meterno*amount# |
Wema Bank Customer Care Service Numbers
It is normal to experience some difficulties using the Wema Bank USSD codes, you can contact them through the details below:
- Address: 54 Marina, Lagos Island, Lagos State, Nigeria
- Phone: +234-01-277-7700-9 or +234-803-900-3700
- Sending an SMS to 0705-111-2111
- Facebook: @Wemabankplc
- Instagram: @Wemabank
- Twitter: @Wemabank
Conclusion: Get to Know All the USSD Codes for Wema Bank
There are multiple services you can access using the Wema Bank USSD codes. These Wema bank USSD codes make payments and other useful services easy. For Account balance dial *945*0#, for Change of PIN dial *945*00#, for BVN Management dial *9454#, for Account Restriction dial *945911#, for Account Activation dial *9455#, for Quick Loan dial *945*65#, for Airtime (self) dial *945amount#, for Airtime (others) dial *945phoneNo*amount#.
While there are Cable TV codes for Wema Bank to make subscriptions swift. For the Cable TV menu dial *945*10#, for DStv dial *945*11# and *945*11*smartcardNo#, for GOtv dial *945*12# and *945*12*smartcardNo#, and then for Startimes dial *945*13# and *945*13*smartcardNo# .
Also, there’s the Electricity bill codes for different regions. For Electricity bill dial *945*24#, for Kaduna dial *945*31*meterno*amount#, for Kano dial *945*32*meterno*amount#, for Port Harcourt dial *945*33*meterno*amount#, for Abuja dial *945*28*meterno*amount#, for Enugu dial *945*29*meterno*amount#, and for Ibadan dial *945*27*meterno*amount#. These USSD codes are all useful.
FAQs: Wema Bank USSD Code
How do I check my Wema account balance?
To check your Wema account balance you can simply dial *945*0#. You will receive a message with your account balance details.
How do I register my Wema USSD code?
To register your Wema USSD code, you can:
- Dial *945*01# on your phone
- Input Account Number
- Input Date of Birth (DD-MM-YYYY)
- Input a four-digit PIN of your choice
- Confirm your PIN.
How to activate the ALAT USSD code?
To activate the ALAT USSD codes, follow these steps:
- Dial *945# on the mobile line that’s connected to your bank account
- Follow the prompts and choose your options.
- Select the account you want to use for transactions.
- Select and confirm a strong PIN
How do I activate my Wema account?
To reactivate your Wema Bank account, you can:
- Dial *945*5# or *945#
- Choose account reactivation.
- Choose the account to reactivate
- Enter the Account Officer Code (if known) or select 1 to proceed.
- Enter 945 PIN to validate the request
Why is the Wema Bank transfer code not working?
There are so many reasons why the Wema Bank code is not working. It could be poor network, be sure the area you’re in has a strong signal. It could also be that your account is under restriction, your account must be active for the transfer codes to function.
System maintenance may be conducted by Wema Bank which could temporarily affect the USSD services. Also, the transfer code will not work due to Insufficient funds, you might not have enough balance to cover the transfer amount and any fees.