Sterling Bank Transfer Code: Step-by-Step Guide for Activation

ByEleojo Joseph
sterling bank ussd code

Sterling Bank is one of Nigeria’s leading commercial banks, licensed by the Central Bank of Nigeria and trusted by millions of customers nationwide. Established on November 25, 1960, the bank has built a solid reputation for providing reliable financial services tailored to meet the needs of individuals and businesses. Over the years, Sterling Bank has embraced technology to make banking more seamless and accessible.

One of the most convenient innovations is the Sterling Bank transfer code, designed to give customers quick access to essential services without the need to visit a branch. With just a few simple digits on your mobile phone, you can complete a wide range of transactions securely and efficiently. This service works on both smartphones and basic mobile phones, ensuring that all customers can benefit from it.

Through the Sterling Bank USSD code, you can easily manage your finances on the go. From checking your account balance and buying airtime to transferring funds and paying bills, the code provides a hassle-free way to bank anytime, anywhere. This step-by-step guide will show you how to activate and use the Sterling Bank transfer code so you can start enjoying truly convenient banking.

What Is the Sterling Bank Transfer Code?

The Sterling Bank transfer code is *822#. It is a short USSD code that allows you to carry out several banking functions on your mobile phone. Examples of these functions are transferring money, paying bills, purchasing airtime, and so on.

By dialing *822#, there’s the first part that gives you access to all banking services. But to use it, you have to be registered and activate the code for a smoother operation. The transfer code offers wide accessibility to all of Sterling Bank’s esteemed customers. It also works with every network like Airtel, MTN, 9Mobile,  and Glo.

How to Register and Activate the Sterling Bank Transfer Code?

To register and activate your Sterling Bank transfer code, you need to have an account to have access to the code. You can open an account with your mobile phone by following these steps:

  • Choose an account (savings, current, non-interest banking, business account).
  • Your phone number.
  • Your name.
  • Referral code.
  • Your email address.
  • Password containing 6 characters.
  • An OTP code will be sent to you for successful registration.

Click on Proceed to go on, and be sure to agree to the terms and conditions.

But if you have an Existing account with them, here is a simple guide on how to register and activate the Sterling Bank transfer code: 

  • With the phone number linked to your account, dial *822#. 
  • Click 1 for registration. 
  • Provide your 10-digit account number. 
  • Input the details of your debit card as requested. 
  • Create a 4-digit PIN you will use to authorize transactions. 
  • Re-enter your PIN for confirmation.

In a minute you will receive a message of successful activation.

Read also: Wema Bank USSD Code for Transfers, Airtime, and More

How to Transfer Money from Sterling Bank to Other Banks

To transfer money from Sterling Bank to other banks simply dial *822#. This can be used to transfer money to Sterling Bank and other banks as well. After dialing the code you’ll be prompted to enter the receiver’s bank and then enter your PIN to confirm the transfer.

You can also dial *822*4*amount*receiver’s account number#. For example, if you want to send 15,000 naira to a UBA account number, just dial *822*4*15000*2334078612#. This method allows you to transfer money faster without going through the menu. 

What Is the Sterling Bank Transfer Code to Other Banks?

The Sterling Bank transfer code to another bank is *822#. This code can be used to transfer money to both Sterling Bank and any other bank. When you dial the code, you’ll be prompted to select the recipient’s bank and enter your PIN to confirm the transfer.

Also, you can simply dial *822*Amount*AccountNumber#.

How to Transfer Money from a Sterling Bank Account Using the USSD Code

Transferring money using *822# is quick and easy. To transfer money, dial *822*Amount*AccountNumber#. Follow the prompts and confirm with your PIN. It allows you to send money to both Sterling Bank and other banks. There is a fee of N6.98 per transaction. This method is secure and faster if you want to transfer money.

Benefits of Using Sterling Bank USSD Code

Using the *822# USSD code has multiple advantages. Here are some wonderful benefits for using the Sterling Bank USSD code: 

  • You can conveniently access Sterling Bank services because it’s available 24 hours a day, which provides constant access to your bank account. It is great for emergencies or when you can’t visit the bank.
  • Fast access to services. It is easy, fast, and secure, and provides the customer with easy banking services.
  • It is very secure. No transaction can be completed successfully without your authorization. Each transaction requires a PIN. This is an extra layer of protection against unauthorized bodies.
  • Various kinds of services. With the USSD code, you get access to all kinds of banking services. Like airtime recharge, paying bills, and transferring money to anyone on your phone.
  • Even without an internet connection, you can have access to banking services on your mobile phone.

Read also: How to Borrow Money from Opay (Loan)

List of Sterling Bank USSD Banking Codes and Functions

There are multiple services you can access using the Sterling Bank USSD code. Here are the Sterling Bank USSD codes and their functions.

USSD code Function 
*822*6#Account balance
*822*7#Open an Account
*822*19#Change PIN
*822*Amount# Airtime (self)
*822*2#Pay bills
*822*42#Cardless withdrawal
*822*8#Block debit card
*822*Amount*Account Number#Transfer money
Dial *822*19#Activate debit card
*822*15# LCC Toll Payment
*822*Amount*Phone number#Airtime (others)

FAQS About Sterling Bank Transfer Code

What is the Sterling Bank Transfer Code?

The Sterling Bank transfer code is *822#. This code automatically works for any transaction you would like to process. It is used to access the various services offered by Sterling Bank.

What Is The Code for Transfer in Sterling Bank?

The Sterling Bank transfer code for different transactions is *822#. With this code, you can check your account balance, transfer money, top-up  airtime, and more. Follow the prompts for specific services after dialing *822#.

How Do I Transfer Money from Sterling Bank?

To send money from Sterling Bank to an account that operates with Sterling Bank or other banks, simply use this code: *822*Amount*Account number#. 

What Is The USSD Code for Sterling Bank?

The USSD code for Sterling Bank is *822#. This code provides access to various services, and it also makes transactions easier and faster.

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