How to Borrow Data from Airtel In Nigeria

How to Borrow Data from Airtel In Nigeria

If you need to browse urgently but don’t have data, Airtel allows you to borrow data on your line and pay it back later. Airtel offers data loan services to its customers via the “Airtel Credit Loan Service”. This service allows you to borrow data whenever you run out of it and pay it back when next you recharge your phone with airtime.

You can borrow data on your line if you meet certain conditions which I will discuss shortly in this article. Keep in mind, however, that you will be charged a service fee of 15% for every data loan you get. That means if you get a data bundle worth N1,000 when paying back, you’ll have to pay N1,150 in total.

Read on as I show you the fastest way to borrow data from Airtel in Nigeria. You will learn the steps to borrow data on your airtel, the maximum amount you can borrow, and the service charge for each data bundle that you borrow.

Quick Guide: 3 Easy Steps to Borrow Data From Airtel

Dial *500# Check your Eligibility Status
Go back to the Main Menu  
Select the “Borrow Data” option
Choose the amount you want to borrow

Who Is Eligible to Borrow Data From Airtel

In order to be eligible to borrow data from Airtel, you must meet the following criteria:

  • You must be a prepaid customer.
  • Your SIM must be registered and linked with your NIN.
  • You must actively recharge your phone with airtime as your data loan will depend on the frequency of your recharge.
  • You must not have an outstanding airtel loan on your SIM.

You can check your eligibility status for the Airtel Credit Loan Service by dialing *500#.

Step-by-Step Guide to Borrow Data from Airtel in Nigeria

Step 1: Check Your Eligibility

  • Dial *500# to check your eligibility to borrow data from Airtel.
  • If you are qualified, you will see options to select from.

Step 2: Select the “Borrow Data” option on the list

  • Reply with the option to borrow data i.e 3 
  • It will bring up the amount of data you are qualified to borrow.

Step 3: Select the data amount you want to borrow from Airtel

  • Select from the option that displays how much data you want to borrow.
  • You will be instantly credited with the data amount so you can browse, download, or stream videos online.

Airtel Borrow Data Price Options and Interest Rates

Data AmountPriceValidityService Fee AmountTotal Amount  Payable 
40MBN501 dayN7.5N57.50
75MBN1001 dayN15N115
200MBN2003 daysN30N230
350MBN3007 daysN45N345
750MBN50014 daysN75N575
1.5GBN100030 daysN150N1150
3GN150030 daysN225N1725
4.5GBN200030 daysN300N2300

FAQs: How to borrow Data from Airtel

What is the code to borrow data from Airtel?

The code to borrow data from Airtel is *500#. Using this code, you can borrow up to 4.5GB on your SIM if you frequently recharge your phone.

How can I borrow 1.5 GB in Airtel?

Dial *500#, select the option to borrow data, and then select 1.5GB from the option that shows next. Note that the maximum amount of data you can borrow depends on the frequency of your recharge.

How do I repay borrowed data on Airtel??

Recharge the Airtel line you used in borrowing the data with a minimum of the total payable amount of the loan and the amount will be deducted from your account balance. Alternatively, you can dial *500# and reply with “4” to instantly repay the loan.

How to check AIRTEL data loan balance?

Dial *121# and follow the prompt to view your data balance.

Get to Borrow Data On Airtel

Whenever you run out of data, you can get a data loan on Airtel to continue browsing on your phone or computer. Airtel Credit Loan service offers you the option to borrow up to 4.5GB of data on your Airtel line.

To borrow data on Airtel, you need to meet certain criteria such as actively recharging your line. Once you meet the eligibility, you will be able to borrow data based on the frequency of your recharge. Simply dial the code (*500#), select the “Borrow Data” option, and the amount you want to borrow.


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